Privacy Policy
Last Updated: July 23, 2026
Stark Industries, trading as Stark Insurance LTM. ("Stark Insurance," "we," "us," or "our"), is committed to protecting the privacy of individuals who use our website at https://app336.afliweb.com and engage with our insurance services. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you interact with us, in compliance with applicable laws of the United Arab Emirates.
**Information We Collect**
We may collect personal information that you voluntarily provide to us when you fill out forms on our website, request a quote, purchase an insurance policy, or contact us. This information may include your full name, email address, phone number, residential or business address, date of birth, government-issued identification details (such as Emirates ID), financial information for payment processing, and any other details necessary to assess and underwrite insurance coverage. We also collect information about your insurance history, claims, and preferences.
**How We Use Your Information**
We use the information we collect for the following purposes: to provide, administer, and manage insurance products and services; to process applications, quotes, and claims; to verify your identity and prevent fraud; to communicate with you regarding your policy, account, or inquiries; to comply with legal and regulatory obligations in the UAE; to improve our website and services; and to send you marketing communications about our products and offers, subject to your consent where required by law.
**Cookies and Tracking Technologies**
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. Cookies are small text files stored on your device. You can control cookie preferences through your browser settings. However, disabling certain cookies may affect the functionality of our website. We may also use third-party analytics services that collect aggregated data about website usage.
**Third-Party Services**
We may share your personal information with trusted third parties who assist us in delivering our services, such as insurance underwriters, reinsurers, claims adjusters, payment processors, IT service providers, and regulatory authorities. These third parties are contractually obligated to protect your data and use it only for the purposes we specify. We do not sell your personal information to third parties for their own marketing purposes.
**Your Rights**
You have the right to access, correct, update, or request deletion of your personal information held by us. You may also object to or restrict certain processing activities, and you have the right to withdraw consent where processing is based on consent. To exercise these rights, please contact us using the details below. We will respond to your request in accordance with applicable UAE law.
**Data Security**
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
**Retention of Data**
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, or as required by UAE law and regulatory requirements, including for claims handling and record-keeping.
**Governing Law**
This Privacy Policy is governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from this policy shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.
**Contact Us**
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Stark Industries (trading as Stark Insurance LTM.)
Business Bay, Dubai, United Arab Emirates
Email: hello@insurance.ae
Phone: +9711234567890
Stark Industries, trading as Stark Insurance LTM. ("Stark Insurance," "we," "us," or "our"), is committed to protecting the privacy of individuals who use our website at https://app336.afliweb.com and engage with our insurance services. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you interact with us, in compliance with applicable laws of the United Arab Emirates.
**Information We Collect**
We may collect personal information that you voluntarily provide to us when you fill out forms on our website, request a quote, purchase an insurance policy, or contact us. This information may include your full name, email address, phone number, residential or business address, date of birth, government-issued identification details (such as Emirates ID), financial information for payment processing, and any other details necessary to assess and underwrite insurance coverage. We also collect information about your insurance history, claims, and preferences.
**How We Use Your Information**
We use the information we collect for the following purposes: to provide, administer, and manage insurance products and services; to process applications, quotes, and claims; to verify your identity and prevent fraud; to communicate with you regarding your policy, account, or inquiries; to comply with legal and regulatory obligations in the UAE; to improve our website and services; and to send you marketing communications about our products and offers, subject to your consent where required by law.
**Cookies and Tracking Technologies**
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. Cookies are small text files stored on your device. You can control cookie preferences through your browser settings. However, disabling certain cookies may affect the functionality of our website. We may also use third-party analytics services that collect aggregated data about website usage.
**Third-Party Services**
We may share your personal information with trusted third parties who assist us in delivering our services, such as insurance underwriters, reinsurers, claims adjusters, payment processors, IT service providers, and regulatory authorities. These third parties are contractually obligated to protect your data and use it only for the purposes we specify. We do not sell your personal information to third parties for their own marketing purposes.
**Your Rights**
You have the right to access, correct, update, or request deletion of your personal information held by us. You may also object to or restrict certain processing activities, and you have the right to withdraw consent where processing is based on consent. To exercise these rights, please contact us using the details below. We will respond to your request in accordance with applicable UAE law.
**Data Security**
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
**Retention of Data**
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, or as required by UAE law and regulatory requirements, including for claims handling and record-keeping.
**Governing Law**
This Privacy Policy is governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising from this policy shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.
**Contact Us**
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Stark Industries (trading as Stark Insurance LTM.)
Business Bay, Dubai, United Arab Emirates
Email: hello@insurance.ae
Phone: +9711234567890